What is Critical Insurance?

Critical illness insurance is a specialized product. The decision to buy coverage should be made with the help of Advisor who really understands the product.

Critical illness cover or it’s also known as dread disease policy. It’s an insurance product in which the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the specific disease or illnesses on a predetermined list as part of a Critical insurance policy.

Why Life Insurance is important?

Life insurance: Insure several purposes.
  ● To Protect your Family and Loved ones
  ● To Leave an Inheritance
  ● To Pay off Debts and other Expenses
  ● To Add more Financial Security
  ● To Bring Peace of Mind

The most important function of Life insurance is to replace the earnings that would cease at the death of the insured.

Employers purchase life insurance policies on key employees to insure against the loss of services or income that result after an employee's death.